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Deferment to work overseas

You may need to apply for a Tuition Grant bond deferment to work overseas or if you are posted overseas by a Singapore entity. Learn whether you need to do so.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.

Who must apply

You must apply for deferment and for a banker’s guarantee (BG) if your overseas employment does not fall under the types of employment that can count towards bond fulfilment.

When to apply

You must obtain MOE's approval for deferment before you start your overseas employment. You may be liable to pay liquidated damages if you fail to do so. 

How to apply

  1. Log in to the TG&S Portal
  2. Update your employment details
    Ensure that your employment record is updated in Programs - Employment Updates. Your bond served will be considered when calculating the BG amount required for deferment.
  3. Apply for deferment 
    Submit your request in the Programs - Application for Bond Deferment. Upload your employment certification letter with the start and end dates of your employment. Refer to the user guide if needed.
  4. Receive email from MOE
    You will receive an email within 7 working days with instructions on applying for a BG, including the required BG amount, effective date, and expiry date.
  5. Apply for a BG
    Banks may take up to 2 weeks to process your application. Once approved, the bank will notify MOE directly.
  6. Receive deferment approval from MOE
    Your deferment application will be approved once MOE receives your BG from the bank.

After completing your overseas employment, you must serve your outstanding bond.

Extending your deferment

Extension of deferment to pursue a new course of study or another overseas employment (including internships) will not be approved, as this would be considered a second deferment.

Applying for second deferment

Your second deferment request will only be considered if you have served at least 18 months of your bond period.

You must submit a request for deferment through the TG&S Portal at least 8 weeks before you start your deferment period.

Have questions?
Find out more in FAQs on deferment.