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Last Updated: 27 December 2023

Repayment of loan after leaving the institution

Learn how to use PSEA to repay government education loans such as Tuition Fee Loan, Study Loan and Overseas Student Programme Loan, or approved financing schemes such as the CPF Education Loan Scheme.

PSEA funds can be used to repay the outstanding principal loan and interest charged to the government education loans such as:

It can also be used to repay approved financing schemes such as loans under the CPF Education Loan Scheme taken for studies in autonomous universities, polytechnics, ITE, and art institutions.

  • To use the PSEA funds for repayment, students must have left the institution. Current students can use their PSEA funds to pay for the approved school fees and charges of their institution.
  • PSEA funds cannot be used for loans or amounts that had already been paid or to pay for sibling’s loans.

How to apply to use the funds

Submit an application online using Singpass.

  • A parent or legal guardian must submit the application on behalf of an account holder who is below 21 years old.
  • Account holders will receive an email informing them of their application outcome 30 to 60 days after submitting the form.