Last Updated: 27 Apr 2026
Post-Secondary Education Account (PSEA): Funds balance and usage
How to check account balance
You can log in to the Student Finance System (SFS) using your Singpass to check if you or your children have an active PSEA account, the latest PSEA balance, transaction history, eligibility to contribute to your children's PSEA and make contributions via online payment.
How the funds can be used
Funds can be used to pay for account holder's or their siblings' approved programmes at approved institutions. It can also be used to repay government education loans and financial schemes.
Payment of fees and charges at current institution
You can apply to withdraw the PSEA funds for payment of fees and charges for approved institutions and programmes. Find out if you can and how to do so.
Repayment of loan after leaving the institution
You can use PSEA funds to repay government education loans such as Tuition Fee Loan, Study Loan and Overseas Student Programme Loan, or approved financing schemes such as the CPF Education Loan Scheme. Find out how to apply.
- The PSEA cannot be used for junior college and Millenia Institute expenses. Students in these schools may use their Edusave Account for such expenses instead. For additional help, students can seek financial assistance or apply for awards and scholarships.
- You can submit an application to use your sibling's PSEA anytime. However, withdrawals will only be made from your sibling's PSEA when your own PSEA is used up.
- PSEA funds cannot be used for loans or amounts that had already been paid or to pay for sibling's loans.