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Last Updated:  15 Apr 2026

Study Loan

Students who have taken up maximum of the Tuition Fee Loan, and with gross monthly household per capita income of $2,700 or less, can apply for the Study Loan to finance the remaining tuition fees and take up a living allowance loan. Learn about the eligibility criteria and how to apply.

The Study Loan will be replaced by the Higher Education Student Loan (HESL) from 1 July 2026. Find out more about the HESL.

There are different criteria and considerations for students taking diploma and degree courses:

How to apply

In view of the new HESL, all Study Loan applications must be submitted before Monday, 1 June 2026. As this deadline varies across institutions, check with your institution on its application cut-off date and requirements.

If you wish to apply for a loan after the cut-off date, you can apply for the HESL, from Wednesday, 1 July 2026.

Students can approach the respective institutions for application.