Breakdown of SkillsFuture Credit Utilisation by Age

Name and Constituency of Member of Parliament

Mr Patrick Tay Teck Guan, Pioneer

Question

To ask the Minister for Education as at end of 2025, what is the breakdown of SkillsFuture Credit utilisation rate by age group (i) 25-40 (ii) 40-55 (iii) 55 and above, respectively.

Response

1. As of end-2025, the overall SkillsFuture Credit (SFC) utilisation rate was about 46%. The SFC utilisation rates for different age groups are as follows.

 

Age Group	SFC Utilisation Rate
25 to 39	53%
40 to 59	55%
60 and above	34%