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Last Updated:  23 Aug 2026

Post-Secondary Education Account (PSEA): Transfers and contributions

Learn when funds from other accounts, such as the Child Development Account (CDA) and Edusave Account, are transferred to the PSEA, and how contributions to PSEA can be made.

Transfers to PSEA

From Child Development Account (CDA)

If your child has a remaining balance in their CDA, it will be transferred to their PSEA when their CDA closes.

The transfer usually happens by end-January of the year. Once the transfer is successful, you will receive an e-notification with details on:

  • The amount transferred.
  • How much more you can co-save.
  • How to make further contributions, if applicable.

If your child has not reached their CDA co-matching cap before their CDA closes, they can continue receiving dollar-for-dollar Government co-matching contributions in their PSEA before their 18th birthday, or until the co-matching cap is reached, whichever comes first.

Log in to the Student Finance System (SFS) with Singpass to check if you can contribute to your child's PSEA and make an online contribution.

Changes under the SG Child Support Package

  • Children born from 1 January 2015 will have their CDA extended until they turn 16. Any remaining balance will be transferred to their PSEA in the year they turn 17. They will need to complete their contributions and co-matching before their CDA closes at age 16, as any outstanding CDA co-matching will not be carried forward to the PSEA.
  • Children born from 1 January 2009 to 31 December 2014 whose CDA closed at age 12 and who are still eligible to contribute to the PSEA will have their existing caps changed to a uniform $5,000 with effect from 1 October 2027, regardless of birth order. They can contribute up to the new cap before their 18th birthday.

Find out more about the SG Child Support Package.

Learn more about the CDA Scheme.

From Edusave Account

If your child has an Edusave Account, the balance will be transferred to their PSEA in the year they turn 17 years of age or when they are no longer studying in an MOE-funded school, whichever happens later.

The transfer usually happens between April and May of the year. We will send you an e-notification via the SFS in May with details on the amount transferred.

 
If you are intending to use your child's or their sibling’s PSEA funds for ITE or polytechnic fees, and the funds have not been transferred from their Edusave Account, check with the institution on how to do so and their advice on interim payment arrangement.

To a sibling's account

Account holder can opt to transfer the balance to their sibling's existing PSEA. An e-notification will be sent via the SFS to the account holders in the year they turn 31 years old.

Contributions to PSEA

You can continue contributing to your child’s PSEA before their 18th birthday if the contribution cap has not been reached.

Log in to the Student Finance System (SFS) to: 

  • Check if the contribution cap has been reached.
  • Contribute to your child’s PSEA via PayNow.
  • Verify when the government matching grant was credited to your child’s PSEA under the past transaction history.

Log in to SFS