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Last Updated:  18 Aug 2026

Post-Secondary Education Account (PSEA): Transfers and contributions

Learn when funds from other accounts, such as the Child Development Account (CDA) and Edusave Account, are transferred to the PSEA, and how contributions to PSEA can be made.

Transfers to PSEA

From Child Development Account (CDA)

If your child has remaining balance in their CDA, it will be transferred to their PSEA in the year they turn 13 years old.

The transfer usually happens by end-January of the year. Once successful, you will receive an e-notification by end-February with details on the amount transferred, how much more you can co-save and how to make further contributions, if applicable.

If you have not reached the CDA contribution cap, you can continue contributing to your child's PSEA before your child's 18th birthday, or until the contribution cap is reached, whichever comes first.

Log in to the Student Finance System (SFS) via Singpass to check eligibility to contribute to your child's PSEA and make contribution via online payment.

Learn more about the CDA Scheme.

From Edusave Account

If your child has an Edusave Account, the balance will be transferred to their PSEA in the year they turn 17 years of age or when they are no longer studying in an MOE-funded school, whichever happens later.

The transfer usually happens between April and May of the year. We will send you an e-notification via the SFS in May with details on the amount transferred.

 
If you are intending to use your child's or their sibling’s PSEA funds for ITE or polytechnic fees, and the funds have not been transferred from their Edusave Account, check with the institution on how to do so and their advice on interim payment arrangement.

To a sibling's account

Account holder can opt to transfer the balance to their sibling's existing PSEA. An e-notification will be sent via the SFS to the account holders in the year they turn 31 years old.

Contributions to PSEA

You can continue contributing to your child’s PSEA before their 18th birthday if the contribution cap has not been reached.

 

For example, if a child's 18th birthday is 4 August 2026, the last contribution will be at 11.59am on 3 August 2026.

Any contribution received at midnight or on 4 August 2026 will not be accepted, as the child will have turned 18 years old.

Log in to the Student Finance System (SFS) to:

  • Check if the contribution cap has been reached
  • Contribute to your child’s PSEA via PayNow
  • Verify when the government matching grant was credited to your child’s PSEA under the past transaction history

Log in to SFS