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Last Updated:  27 Apr 2026

Post-Secondary Education Account (PSEA): Transfers and contributions

Learn when funds from other accounts, such as the Child Development Account (CDA) and Edusave Account, are transferred to the PSEA, and how contributions to PSEA can be made.

Transfers to PSEA

From Child Development Account (CDA)

If your child has remaining balance in their CDA, it will be transferred to their PSEA in the year they turn 13 years old.

The transfer usually happens in end-January and end-February of the year. Once successful,  you will receive an e-notification in end February to inform you of the amount transferred, how much more you can co-save and how to make further contributions, if applicable.

If you have not saved up to the CDA contribution cap, you can continue to contribute to your child's PSEA and receive the government’s matching grant until the contribution cap is reached, or when your child turns 18 years old, whichever is earlier. You can log in to the Student Finance Portal (SFS) using your Singpass to check eligibility to contribute to PSEA and make the contribution via online payment.

Learn more about the CDA Scheme.

From Edusave Account

If your child has an Edusave Account, the balance will be transferred to their PSEA in the year they turn 17 years of age or is no longer studying in an MOE-funded school, whichever happens later.

The transfer usually happens between April and May of the year. We will send you an e-notification via the SFS in May to inform you of the amount transferred.

 
If you are intending to use your child's or their sibling’s PSEA funds for ITE or polytechnic fees, and the funds have not been transferred from their Edusave Account, check with the institution on how to do so and their advice on interim payment arrangement.

To a sibling's account

Account holder can opt to transfer the balance to their sibling's existing PSEA. An e-notification will be sent via the SFS to the account holders in the year they turn 31 years old.

Contributions to PSEA

You can continue contributing to your child’s PSEA before their 18th birthday if the contribution cap has not been reached.

Log in to the Student Finance Portal (SFS) to:

  • Check if the contribution cap has been reached
  • Contribute to your child’s PSEA via e-payment
  • Verify when the government matching grant was credited to your child’s PSEA under the past transaction history

Log in to SFS