Financial Assistance Information for IHLs

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Tuition fees for all Singaporeans in post-secondary education institutions (PSEIs) are highly subsidised. However, we recognise that some families may still need some additional financial help to support their education. Hence, we have various financial assistance schemes available to further support Singaporean students in our publicly-funded PSEIs. No deserving Singaporean student will be denied post-secondary education because of his/her financial background.

Government bursaries help to support the education expenses for Singaporean students enrolled in MOE-subsidised courses in publicly-funded PSEIs. From Academic Year (AY) 2020, the government bursaries for full-time and part-time students will be enhanced. Please see summary of enhancements in the tables below. For more information, please refer to MOE press release.

Full-time Students

Table 1: Revised Annual Government Bursary Quanta for ITE Nitec and Higher Nitec Students

Bursary Eligibility Criteria Revised Government Bursary Quantum from AY2020 (Increase)
Higher Education Community Bursary Gross Monthly Household Income (GHI) ≤$2,750 or
Monthly Household Per Capita Income (PCI) ≤ $690
100% tuition fee subsidy + $1,500
(+$510/$690)
GHI $2,751-$4,000 or
PCI $691-$1,000
$1,250
(+$200)
Higher Education Bursary GHI $4,001-$6,900 or
PCI $1,001-$1,725
$600
(+$50)
GHI $6,901-$9,000 or
PCI $1,726-$2,250
$400
(+$50)

Note:

i. The 100% tuition fee subsidy under the Higher Education Community Bursary will take effect when the new semesters for Higher Nitec and Nitec begin in April 2020 and July 2020 respectively.
ii. The increases of $510 and $690 are for the Nitec and Higher Nitec programmes respectively, based on AY2020 fees.


Table 2: Revised Annual Government Bursary Quanta for Diploma Students

Bursary Eligibility Criteria Revised Government Bursary Quantum from AY2020 (Increase)
Higher Education Community Bursary GHI ≤$2,750 or
PCI ≤ $690
$2,750
(+$400)
GHI $2,751-$4,000 or
PCI $691-$1,000
$2,400
(+$250)
Higher Education Bursary GHI $4,001-$6,900 or
PCI $1,001-$1,725
$1,900
(+$250)
GHI $6,901-$9,000 or
PCI $1,726-$2,250
$850
(+$50)

Table 3: Revised Annual Government Bursary Quanta for Undergraduates (excluding Medicine/Dentistry Students)

Bursary Eligibility Criteria Revised Government Bursary Quantum from AY2020 (Increase)
Higher Education Community Bursary GHI ≤$2,750 or
PCI ≤ $690
$6,200
(+$2,200)
GHI $2,751-$4,000 or
PCI $691-$1,000
$5,000
(+$1,250)
Higher Education Bursary GHI $4,001-$6,900 or
PCI $1,001-$1,725
$3,200
(+$500)
GHI $6,901-$9,000 or
PCI $1,726-$2,250
$1,350
(-)

Table 4: Revised Annual Government Bursary Quanta for NUS/NTU Medicine and Dentistry Undergraduates

Bursary Eligibility Criteria Revised Government Bursary Quantum from AY2020 (Increase)
Higher Education Community Bursary GHI ≤ $2,750 or
PCI ≤ $690
$18,900 (NUS)
$24,700 (NTU)
GHI $2,751-$4,000 or
PCI $691-$1,000
$14,900 (NUS)
$20,700 (NTU)
Higher Education Bursary GHI $4,001-$6,900 or
PCI $1,001-$1,725
$10,900 (NUS)
$16,700 (NTU)
GHI $6,901-$9,000 or
PCI $1,726-$2,250
$4,900 (NUS)
$10,700 (NTU)

As the fees for NUS Medicine/Dentistry and NTU Medicine are different, MOE will differentiate the bursaries for NUS and NTU such that after receipt of the bursary, undergraduates enrolled in both NUS and NTU will have the same remaining fee to be paid if the maximum bursary amount is used to offset fees. For a NUS or NTU Medicine student who qualifies for the highest bursary tier, he will pay no more than $5,000 per annum in tuition fees after the enhanced government bursary and the additional aid from the university.

Part-time Students

Table 5: Revised Annual Government Bursary Quanta for Part-time ITE Nitec and Higher Nitec Students, Diploma Students and Undergraduates


Bursary
Eligibility Criteria
Revised Government Bursary Quantum from AY2020 (Increase)

Part-time Nitec and Higher Nitec Students Part-time Diploma Students Part-time Undergraduates
Higher Education Bursary

GHI ≤ 4,000 or PCI ≤ $1,000 (new income tier from AY2020) $140
(-)

$800
(+$200)
$2,500
(+$1,150)
GHI $4,001-$6,900 or
PCI $1,001-$1,725
$660
(+$60)
$1,600
(+$250)
GHI $6,901-$9,000 or
PCI $1,726-$2,250
$300
(-)
$700
(-)

Government Loan Schemes

All full-time diploma students in polytechnics and undergraduates in public-funded universities are eligible for the Tuition Fee Loan (TFL) Scheme. The TFL covers up to 75% of the tuition fee payable by polytechnic students, and up to 90% of the tuition fee payable by university students.

To finance the remaining fees not covered by the TFL, full-time Singapore Citizens or PR diploma students and undergraduates with gross monthly household per capita income of $2,700 and below can also applying for the Study Loan (SL). More details can be found in the table below.

Scheme

Eligibility Criteria 

Quantum Per Year

Polytechnic

Publicly-Funded-University

Tuition Fee Loan
  • All Full-time Diploma students/Undergraduates
  • Part-time SC undergraduates
  • Interest-free during course of study and interest will commence only upon graduation
  • Maximum repayment period of up to 10 years for loan taken at polytechnic level, and up to 20 years for loan taken at the university level
Up to 75% of tuition fee Up to 90% of tuition fee
Study Loan
  • Full-time Diploma SC or PR students
  • All Full-time Undergraduates
  • Part-time SC Undergraduates
  • Have taken up maximum Tuition Fee Loan
  • Gross Monthly Household Per Capita income ≤ $2,700
  • Loan is interest-free for students with monthly household per capita income ≤ $950
  • For students with household income between $951 and $2,700, the loan is interest-free during course of study and interest will commence only upon graduation
  • Maximum repayment period of up to 5 years for the loan taken at polytechnic level, and 20 years for loan taken at the university level
Up to 25% of tuition fee plus living allowance loan of $2,000 per annum Up to 10% of tuition fee plus living allowance loan of $3,600 per annum

In addition, the PSEIs also offer their own financial assistance schemes to help needy students. More details on assistance schemes offered by the Government and the institutions and application procedures can be found at the respective institutions’ websites below. Students with financial difficulties are encouraged to approach the Office of Financial Aid at the institutions where they have been offered admission to discuss financing options.

Institutions

Websites

Contact Details

Institute of Technical Education

http://www.ite.edu.sg/wps/portal/itehome/itews
(Go to “Full-time Students”, click on
“Admission”, followed by “Full-time”
and go to the “Scholarships, Awards &
Bursaries” tab.

Tel: 1800-225 5483

Nanyang Polytechnic

http://www.nyp.edu.sg/admissions/lifelong-learners/
financial-matters-financial-assistance.html

Tel: 6451 5115

Ngee Ann Polytechnic

https://www.np.edu.sg/admissions/Pages/aid.aspx

Tel: 6460 7553
Email: askSAS@np.edu.sg

Republic Polytechnic

http://www.rp.edu.sg/financial-assistance

Tel: 6510 3000

Singapore Polytechnic

https://www.sp.edu.sg/sp/student-services/ssc-overview/
student-support/financial-assistance/overview

Tel: 6775 1133

Temasek Polytechnic

https://www.tp.edu.sg/fees-and-financial-matters/
financial-assistance-schemes

Tel: 6788 2000
Email:
swcc@tp.edu.sg

LASALLE College of the Arts

For Diploma Courses:
https://www.lasalle.edu.sg/admissions/ diploma-admissions/
scholarship-financial-support/bursaries-grants-loans

For Undergraduate Courses:
https://www.lasalle.edu.sg/admissions/ ba-hons-admissions/
scholarship-financial-support

Tel: 6496 5119

Nanyang Academy of Fine Arts

https://www.nafa.edu.sg/admissions/scholarships-financial-aid-schemes

Tel: 6512 6132

Nanyang Technological University

https://www.ntu.edu.sg/NSS/NSSFinance/
FinancialAssistance/Pages/index.aspx

Tel: 6790 4115

National University of Singapore

https://www.nus.edu.sg/oam/financial-aid/
overview-eligibility-for-full-time-undergraduates

Tel: 6516 1010

Singapore Institute of Technology

 

https://www.singaporetech.edu.sg/undergrad/fees-financial-aid

Tel: 6592 1136

Singapore Management University

https://admissions.smu.edu.sg/financial-aid

Tel: 6828 0264,
6828 0486,
6828 9556,
6808 5199,
6282 0453,
6828 0501,
6828 0160

Singapore University of Technology and Design

https://sutd.edu.sg/financialaid

Tel: 6499 4060

Singapore University of Social Sciences (SUSS)

https://www.suss.edu.sg/full-time-undergraduate/admissions/financial-aid

Tel: 6469 9312