Financial Assistance and Bursary Schemes

The Ministry of Education provides financial assistance to needy Singapore Citizen students in Government or Government-aided schools so that all Singaporeans, regardless of their financial background, can benefit from the best opportunities in education. It also provides subsidy for school fees to Singapore Citizen students from lower and middle income families in Independent Schools, except Singapore Sports School, Northlight School, Assumption Pathway School, Crest Secondary School, Spectra Secondary School and School Of The Arts which have their own financial assistance schemes..

MOE Financial Assistance Scheme (MOE FAS) for Government and Government-Aided Schools

The income limits and the types of benefits given to needy students in Government or Government-aided schools under MOE FAS are shown in the tables below.

Income Limits

A student is eligible for MOE FAS if he or she meets either of the following criteria:

Gross Household Income (GHI) not exceeding $2,500 per month

OR

Per Capita Income (PCI) not exceeding $625 per month

The introduction of Per Capita Income (PCI) will enable students from larger families to benefit from financial assistance. Household members include parents, unmarried siblings and grandparents of the child as well as other dependents living in the same household. PCI is computed by dividing the gross household income by the number of members in the household.

Benefits Under Scheme

Item Academic Level
Primary Secondary Junior College / Pre-U
School Fees Not applicable Full waiver of $5.00 per month Full waiver of $6.00 per month
Standard Miscellaneous Fees Full waiver of $6.50 per month Full waiver of $10.00 per month Full waiver of $13.50 per month
Textbooks Free textbooks Free textbooks Not applicable
School Attire Free school attire Free school attire Not applicable
Bursary Not applicable Not applicable $750.00
Examination Fees 75% waiver of National Examination Fees (100% waiver for students under MSF Public Assistance Scheme)

How to apply?

Students who wish to apply for the scheme can obtain the application form from their schools, or download a copy of the MOE FAS Application Form (86kb .doc). All application forms must be submitted together with the relevant documents to the schools directly.

MOE Independent School Bursary (ISB) Scheme

The income limits and types of benefits given to students in Independent Schools under the MOE ISB scheme are shown in the table below:

Income Limits & Benefits

The student needs only satisfy either the Gross Household Income (GHI) or the Per Capita Income (PCI) criterion. PCI is computed based on the GHI divided by the number of members in the household (including parents, siblings and grandparents). The benefits had been enhanced from 01 January 2014.

Monthly Gross Household Income Per Capita Income Enhanced Benefits1
(with effect from 01 January 2014)
Not exceeding $2,500 Not exceeding $625
  • 100% subsidy of school fee
  • Free textbooks and school attire at Secondary level; $750 bursary at Junior College level
  • 75% subsidy of national exam fees (100% subsidy for students under MSF Public Assistance Scheme)
$2,501 - $4,000 $626 - $1,000 90% school fee subsidy
$4,001 - $5,000 $1,001 - $1,250 70% school fee subsidy
$5,001 - $6,000 $1,251 - $1,800 50% school fee subsidy
$6,001 - $7,200 $1,501 - $1,800 33% school fee subsidy

How to apply?

Students who wish to apply for the bursary can obtain the application form from their schools, or download a copy of the MOE ISB Application Form. All application forms must be submitted together with the relevant documents to the schools directly.

IDA’s NEU PC Plus Programme

Schools can help students from low-income households to own a new computer at a subsidised price through IDA’s NEU PC Plus Programme.  For details about the NEU PC Plus programme, please visit www.ida.gov.sg/neupc or contact Tel: 6684 8858.

NTUC Income Family Micro-Insurance Scheme (IFMIS)

NTUC Income provides a free insurance scheme to cover the parent/guardian who applied for and is granted MOE Financial Assistance for his child/ward who is studying in a primary school.    Under the NTUC Income Family Micro-Insurance Scheme (IFMIS), if the parent/guardian of the child/ward passes away or becomes totally and permanently disabled, the family is eligible for a S$5,000 payout, subject to terms and conditions of the Scheme.  

For more details on IFMIS, please visit www.income.com.sg/IFMIS/index.asp or contact via telephone at 6332 1133.

Overview of support for Singaporean students

Download the brochure on the available schemes to support our Singaporean Students (9.6mb .pdf).

Footnotes:

  1. An ISB recipient who is eligible for partial subsidy of school fees and is also a recipient of MOE scholarship, special award or bursary which provide part payment of school fees, the total fee subsidy received by him will be capped at the annual school fees charged by each independent school less the annual amount of school and standard miscellaneous fee payable if he were in government school.